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PCI Compliance – The Difference Between Vulnerability Scanning and Penetration Tests

Monday, December 28th, 2009

I have found that there are several website owners and hosting companies that are either misinformed or a little confused about the differences between a vulnerability scan and a penetration test.

There are, nonetheless, a major difference between the two. To quote from the book Achieving PCI Compliance page 245,

“A vulnerability scan is a simple test that looks for and reports on any vulnerabilities found within your network infrastructure. That is the extent of a vulnerability scan: Identification and reporting. [The PCI Compliant Security Scan reports describe any vulnerabilities a website might have, and also delineates the solution]

A penetration test is often times conducted after the vulnerability scan. A penetration test attempts to exploit one or more of the vulnerabilities identified during the vulnerability scan. A penetration test attempts to verify if an identified vulnerability is actually susceptible to being exploited.”

Vulnerability scanning must be run against the internal and external networks on a quarterly basis, and after any significant changes in the network like installations, changes in network topology, firewall rule modifications, product upgrades, etc. If you run the vulnerability scan and there are no security issues, a penetration test is not necessary.

Trust Guard, the leader in website security, uses a PCI compliant Approved Scanning Vendor (ASV) and offers vulnerability scanning on a quarterly and daily basis. They also provide the PCI compliant scan reports and security verification seals to show online visitors that the website has been scanned. When online consumers see that our sites are safe from hackers, they feel confident and our conversion rates increase – sometimes significantly.

If you have any questions about Trust Guard’s Security scans and/or trust seals, please call toll free 877-848-2731 – Ask for Aaron.

What It Means To Be PCI Compliant

Tuesday, November 24th, 2009

I was asked the other day if getting a PCI Compliant Website Security Scan from Trust Guard was all I needed to do to acheive PCI Compliance. The answer is no – heck no!  There are several aspects of PCI Compliance that the Security Standards Council has created through their Data Security Standard.  Vulnerability Scanning from Trust Guard is just one area of compliance as outlined by the payment card industry.  To see other areas of need, you can look at this chart, or this page on passwords, or here for a PCI Compliance Table.  You can also read the book: Acheiving PCI Compliance: A Guide For Understanding And Complying With Data Security Standard For Merchant Levels 2, 3, and 4.

We All Need To Be PCI Compliant

Wednesday, September 23rd, 2009

Well Howdy!

My name is Harold, but you can call me Harold the Hacked.  Why not, everyone else does!  You have probably heard how my site got hacked into.  And that now I listen to everything the The PCI Compliance Guy tells me to do!  What a pain in the you-know-where is was to have to direct my traffic back to my original site after a hacker had redirected it to Mongolia of all places!

The PCI Compliance Guy told me to get Trust Guard’s Security Scanned Seals to check for over 30,000 vulnerabilities that hackers could use to get into my system. I did it!

Not only do I feel safe now, but my clients feel safe too!  Trust Guard’s trust seals let online consumers know that a third party has verified my site and found everything in order.  Because my visitors feel safe, more of them are using my services!  I’ve got a clean site and a thriving business – all thanks to Trust Guard and The PCI Compliance Guy!

Read: Achieving PCI Compliance

Friday, September 11th, 2009

My friend at work is letting me borrow his book Achieving PCI ComplianceA guide for understanding and complying with data security standard for merchant levels 2,3, and 4 by James M Barrow. Sure, it’s essential that websites get scanned at least quarterly and after changes are made, but  there is so much more to being compliant. If you get the chance, get this book!

What Visa says about PCI Compliance

Thursday, September 3rd, 2009

I found this great article from Visa about the PCI Compliance Acceleration Program. According to the article, the validation for merchant compliance is prioritized based on the volume of transactions, the potential risks, and the exposure introduced into the payment system.

Visa – PCI Compliance Acceleration Program